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[legal]

Terms of Sale and Use

Last updated 5 October 2026. In force from 5 October 2026.

These terms are a contract between you and Amanda Amaro de Oliveira, an individual trader resident in Brazil, CPF 327.984.628-11, of Rua João Silveira, 181, 14810-520 Araraquara - SP, Brazil, trading as Fola Startup ("we", "us"). They apply whenever you use this website or buy a course from it. Please read them before you pay. If you do not accept them, do not buy.

These terms take effect on 5 October 2026 and replace any earlier version.

SellerAmanda Amaro de Oliveira, trading as Fola Startup
Legal statusIndividual trader (pessoa física) resident in Brazil
Tax numberCPF 327.984.628-11
AddressRua João Silveira, 181, 14810-520 Araraquara - SP, Brazil
Emailsupport@folastartup.com
Telephone+55 16 98169-3181, Monday to Friday, 9:00 to 18:00 Brasília time (UTC−3)
Websitehttps://folastartup.com
Card statement descriptorFOLASTARTUP

1. What you are buying

Each course is digital content: 8 complete written lessons with worksheets and templates, worked examples and an assignment per lesson. It is delivered by email and read through a personal online library, where each lesson can also be printed or saved as PDF. Nothing is shipped to you. There are no calls, no live sessions, no video, no consulting, no review of your accounts or campaigns and no personal feedback on your work.

ProductPrice (USD)Type
Growth Strategy & Positioning$67One-time payment
Paid Acquisition$67One-time payment
Lifecycle & Retention$67One-time payment
Brand & Messaging$67One-time payment
The Fractional CMO Playbook (all 4 courses)$197One-time payment

The contents of each course are described on its page on this website, including the title of every lesson, and summarised again before you pay. That description, as published on the day you buy, forms part of this contract. The Fractional CMO Playbook contains all 4 courses.

2. Who may buy

You must be at least 18 years old and able to enter into a contract. You must use an email address you control, because that is where your course is delivered.

You may buy as a consumer or on behalf of a business. If you buy for a business, you confirm you are authorised to do so. The 30-day money-back guarantee applies to business purchases in exactly the same way. A purchase covers one person; licences for a team are described in the copyright and licence notice.

3. Price, taxes and payment

All prices are shown in US dollars (USD) and are single, one-time payments. There is no subscription, no automatic renewal, and we do not store your card.

Payment is processed by Stripe and appears on your statement as FOLASTARTUP. The price shown at checkout is the total we charge. If the law of your country requires a sales tax, VAT or similar tax on digital services, it is shown before you confirm. Your bank may add a currency conversion or international transaction fee; that fee is charged by your bank, not by us.

Before you pay, you see the product, its price and its main contents, and you can go back and change your choice. Confirming the payment is your acceptance of our offer. We confirm the contract by email.

4. Delivery

Access is given immediately after a successful payment, on the confirmation page and by email, normally within a few minutes. The full process, and what to do if something goes wrong, is described in delivery and access, which forms part of these terms.

5. Your right to cancel and our guarantee

You can ask for a full refund within 30 days of your purchase, for any reason. Your statutory rights, including the seven-day right of regret under article 49 of the Brazilian Consumer Protection Code and the rules on digital content in the EU and the UK, are explained in the refund and cancellation policy, which forms part of these terms.

6. Your licence to use the courses

When you buy, you receive a personal, non-exclusive, non-transferable licence to read, print and save the course and to apply what it teaches in your own work and your own company. You do not become the owner of the material. You may not share your access link, resell, publish or upload the material, use it to teach paid courses or workshops as your own, or use it to train an artificial intelligence system. Details are in the copyright and licence notice.

7. Education, not advice, and no promised results

The courses are general marketing education. They are not consulting, and they are not legal, tax, accounting, financial or investment advice. They cannot take your product, market, budget or legal situation into account, and nobody at Fola Startup reviews your business, your accounts or your campaigns.

We do not promise any particular result, such as revenue, growth, a number of customers, a cost per acquisition or a return on advertising spend. Results depend on your product, your market, your budget, your execution and many factors outside our control. Any figures in the lessons are illustrative examples about fictional companies, not forecasts or benchmarks. Decisions about your business, including how much to spend on advertising, are yours. Please read the results disclaimer, which forms part of these terms.

Advertising platforms, email providers and analytics tools change their products, names and policies often. You are responsible for following their current terms and the law that applies to your marketing, including privacy, consent and advertising rules.

8. Updates and availability

We may improve, correct or expand a course. Updates to a course you bought are included at no extra cost. We will not remove a substantial part of what you paid for. We aim to keep the library available at all times but cannot guarantee uninterrupted access, because hosting and email are provided by third parties. If we ever decide to close Fola Startup, we will email every buyer at least 90 days in advance so you can print or save all your lessons.

9. Suspension of access

We may suspend or end your access, without a refund, if you publish or share your access link, redistribute the material, or use it in breach of the licence. Where the problem is minor and can be fixed, we will ask you to fix it first.

10. Our liability

We prepare the courses with reasonable care and skill. Nothing in these terms limits liability that cannot be limited by law, including liability for fraud, for death or personal injury caused by our negligence, and the rights consumers have under articles 12 to 27 of the Brazilian Consumer Protection Code or the mandatory consumer law of the country where they live.

Subject to that, we are not liable for indirect or consequential losses, and our total liability for a purchase is limited to the amount you paid for it. You are responsible for the decisions you take in your business, including advertising budgets and campaigns, and for checking that your marketing complies with the law and with platform rules.

11. Events outside our control

We are not responsible for delays or failures caused by events outside our reasonable control, such as the failure of a hosting, payment or email provider. If such an event prevents delivery for more than 30 days, you may cancel and receive a full refund.

12. Personal data

We handle your personal data as described in the privacy policy.

13. Contact and notices

We contact you at the email address you gave at checkout. You can reach us at support@folastartup.com or on +55 16 98169-3181. We reply within two working days.

14. Changes to these terms

We may change these terms for future purchases. The version that applies to your purchase is the one published on the day you paid.

15. Transfer

You may not transfer this contract to anyone else. We may transfer it to a business that takes over Fola Startup, provided your rights are not reduced, and we will tell you if that happens.

16. Governing law and courts

These terms are governed by the laws of Brazil. Disputes may be brought before the courts of Araraquara, State of São Paulo. If you are a consumer in Brazil, you may instead bring proceedings in the courts where you live (article 101 of the Consumer Protection Code). If you are a consumer outside Brazil, this clause does not take away the protection of the mandatory consumer laws of your country, or your right to go to your local courts where those laws allow it.

17. Entire agreement

These terms, together with the refund policy, the delivery policy, the privacy policy, the cookie policy, the copyright and licence notice and the results disclaimer, are the whole agreement between you and us about your purchase. If any part is found invalid, the rest remains in force.